A closer look 2

A Closer Look at Income

Second in a two-part series on accumulation and income strategies. Last issue, we explored the value of fixed indexed annuities as accumulation vehicles. Here we’ll look ...
Annuphobia

ANNUIPHOBIA

Cause & Effect Annuitization or buying a life income immediate annuity provides the highest possible guaranteed life income and yet a very small percentage of retirees ...
Cloke-MarApr2015

Life Insurance: A Powerful Option for Retirement Income

It is becoming increasingly difficult today to find a reliable and financially viable source of retirement income. Traditional retirement savings plans, such as 401(k)s ...
The real annuity story

The Real Annuity Story Accumulation VS. Income

A brand-new year is always a good time to reflect on past data released in the Wink’s Sales & Market Report to see if the hard facts can give us any insight as to ...
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The Top 4 Benefits of Using Life Insurance in Retirement Planning

  Article by David A. Littell and C.W. Copeland Getting clients focused directly on their need for life insurance is often difficult. Life insurance sales are often ...
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Do Income Annuities Increase or Decrease the Liquidity of a Retirement Income Portfolio?

Investors value liquidity – it is after all their money, they should be able to take it and spend it where ever they want. However, taking it where they want and spending ...
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Generating Lifetime Income Can Be a Simple Concept

Managing downside risk has become a critical issue for retirees since the recession of 2008-2009. After watching their savings being reduced by one-third or more, they have ...
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Devil’s Advocate: Understanding the Shortcomings of Index Interest

We’ve discussed before the concept of classifying index interest as an asset class. Continuing along that thread, there are other sides to the argument – making it necessary ...
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The Power of Social Security Optimization Finding $120,000 in 2 Minutes Was Just the Start

Right now your clients may be asking you, “When do I withdraw my Social Security benefits?” Or, “How much can I expect to receive monthly?” Maybe it’s, “Should ...
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Tax Season Food for Thought: Making Payments from an Income Annuity Flexible Over Time

Once advisors get pulled into the world of retirement income planning, they quickly understand that managing a portfolio for sustainable cash flow can be significantly more ...