Lowell part 2

Explaining and Measuring Return

FROM AN INCOME ANNUITY PART TWO In this final article of a two-part series, we’ll discuss quantifying the value of an income annuity by comparing it to more common investment ...
Explaining and Measuring Return

INCOME ANNUITIES:

Explaining and Measuring Return PART ONE An income annuity or a pension has some elements similar to an investment. Like a bond, you give an insurance company a sum of money ...
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Do Income Annuities Increase or Decrease the Liquidity of a Retirement Income Portfolio?

Investors value liquidity – it is after all their money, they should be able to take it and spend it where ever they want. However, taking it where they want and spending ...
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Explaining the Yield from an Income Annuity

Retired clients are often more concerned about the yield they receive from their investments than they should be. This is because throughout their financial lives, prior ...
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Increasing Income when the Odds are Stacked Against Your Client

The recent combination of record low interest rates and a decade of no growth in equities have been brutal on retirees. To make matters worse, there appears to be no relief ...

Improving the Income Outcome

A generation ago, most retirees didn’t worry about a strategy to ensure their money lasted as long as they did. They generally didn’t need to because most people didn’t ...

Puzzled? Solve the Mystery of Low Income Annuity Sales

There are few concepts on which academics or economists agree, yet virtually all experts agree that an optimal retirement income portfolio for most retirees would include ...