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Measured Up: Defining Key Metrics for Retirement Success

Peter Drucker, hailed by BusinessWeek as “The man who invented management,” once said, “What gets measured gets managed.” While he certainly meant this in the context ...
regulation

New Regulation Inhibits Use of Annuities in Retirement

The Obama administration has recently instructed the Department of Labor to establish a fiduciary standard for financial professionals advising people about their retirement ...
Cloke-MarApr2015

Life Insurance: A Powerful Option for Retirement Income

It is becoming increasingly difficult today to find a reliable and financially viable source of retirement income. Traditional retirement savings plans, such as 401(k)s ...
Conquering 5 fears article

Conquering the 5 Fears – The Emotions Behind Retirees’ Financial Decisions

During the late ’80s and early ’90s, I was working in an office of 16 financial professionals with a high turnover rate. Not surprisingly, the environment left a lot ...
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Maximizing Social Security with Specialized Annuities FIFO-FIAs and FIBO-DIAs

The number one concern that retirees have is running out of money, and it’s for a good reason. Many Americans nearing retirement have been unable to produce adequate savings. ...
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With Specialized Annuities, Squeeze Social Security for All It’s Worth!

All clients love receiving Social Security, but most don’t realize that they could be squeezing more out of their payouts. With the power of annuities, we can show them ...
Divide & Conquer

Divide & Conquer: 7 Strategies to Make your Client King

Throughout history, some of the most famous and infamous politicians, economic masterminds, and military leaders have followed the strategy of Divide and Conquer: break ...

Hybrid Annuities: Cracking the Retirement Income Code

When securing income for someone retiring in the future, most professional advisors and agents believe that the only way to solve the guaranteed lifetime income issue is ...